What Are You Waiting For

What Are You Waiting For

Thinking about buying your first home, or perhaps upgrading from your current place? Thanks to the current economic climate and game-changing technology in the housing market, now is the perfect time to take the plunge. Low interest rates Lenders are giving buyers mortgage rates that are extremely enticing—you can get a mortgage below 4.0%. There’s a good chance these are the lowest mortgage rates we’ll see in a long time, which means affordability is at a high. Prices are on their way up Mortgage rates may be low, but housing prices are getting higher and higher because of demand—prices increased 5.1% year-over-year in November 2015. If you’re thinking about buying, delaying a few years could lead to a higher purchase price, or getting less home for your money. A great job market The United States added 2.65 million jobs in the last year. There’s increasing job security and available work, leading to high consumer confidence. Technology makes buying simpler and less expensive Along with listing websites like Zillow and Trulia, there are an increasing number of websites and apps that simplify the process, make it easier to shop around for homes and mortgages, and save you money. Cheap fuel Lower gas and energy prices mean more money in your pocket and more purchasing power. The money you’re not putting into your gas tank or toward your utilities can instead go toward saving for a down payment or affording a bigger monthly mortgage payment.


Tara Cruse Headshot
Author:
Phone: 208-901-0017
Dated: July 12th 2016
Views: 497
About Tara: ...

1 Response

  1. Janice MacLean

    Retiring from indonisia some time next year. Seriously considering Boise. We incline to locating near BOISE BIBLE COLLEGE but we have a car and will consider any place in Boise. We have made no definite decision. R.C.MacLean

    Dec.05.2016

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